Pro Tier Module

FDD Delivery Timeline (FTC Franchise Rule)

Compute the FTC Franchise Rule 14-day disclosure clock by exact, cited calendar math.

See it run - a worked example, 100% in this browser tab

The problem

The FTC Franchise Rule bars binding signatures or payments until the FDD has been delivered for a full waiting period, and miscounting calendar days against a material-change revision can void a sale.

The local-first solution

A deterministic, client-side calculator computes the earliest permissible signing date by exact calendar arithmetic, citing 16 CFR Part 436 and the FTC Compliance Guide, with nothing uploaded.

What it does

14-day rule: earliest signing/payment date is delivery plus 15 calendar days (436.2(a))
Day of delivery is day zero; weekends and holidays are counted as calendar days
7-day material-change rule: revision plus 8 days when a revision date is supplied (436.2(b)/(c))
Surfaces the later of the two gates as the controlling earliest date
Rolls forward when the earliest date itself lands on a weekend
State pre-sale registration flag as dated reference data

Honest scope

Federal FTC Franchise Rule timing only; not legal advice. A state's registration, cooling-off, or relationship law can add a longer waiting period, and the 14-state registration list is dated reference data to confirm against the live code. The 436.8 exemptions are not modeled; only the federal calendar arithmetic is exact.

Authorities cited

Compute the disclosure clock

Run the FDD timeline in your browser and route the cited dates into a Sandbox set or a Worklog case. Nothing about the transaction is uploaded to anyone's cloud.

GDBS by VaultSync Solutions Inc. - Verifiable Computation. gdbs.getvaultsync.com